担保品贷放率
They must also vary the loan-to-value ratio on commercial and residential mortgages to forestall real estate bubbles.
为预防房地产泡沫,他们也必须适时地调整商业和住宅抵押贷款的贷款价值比。
This is not always possible but, where it is, such instruments could be deployed in the housing market, for example, where one could vary the ceiling on the loan-to-value ratio according to market conditions.
这一点不一定可行,但如果可行,就可以把此类工具运用于房地产市场,比如根据市场情况,调整贷款额度与抵押品价值比率(loan-to-value ratio,ltv)的上限。
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